1. Acceptance of terms
By accessing or using FinHub, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, do not use the website.
2. Service description
FinHub provides free online calculators and informational content related to personal finance topics such as loans, investments, salary and tax estimates, banking returns, real estate costs, vehicle expenses, and savings goals. Features may change, be added, or be removed at any time without notice.
3. No financial advice
FinHub content and calculator outputs are for general educational and informational purposes only. They do not constitute financial, investment, tax, legal, accounting, or credit advice. FinHub is not a bank, NBFC, broker, insurance intermediary, or registered investment adviser. You should consult a qualified professional and the relevant institution before making financial decisions.
4. Accuracy of results
Calculator results are estimates based on the inputs you provide and simplified formulas. Actual EMIs, interest, tax liability, eligibility, fees, returns, or costs may differ due to lender policies, government rules, market conditions, rounding, compounding methods, or data entry errors. You are solely responsible for verifying results before relying on them.
5. Acceptable use
You agree not to:
- Misuse the site, attempt unauthorized access, or disrupt service
- Scrape or automate access in a way that harms performance or violates law
- Misrepresent calculator outputs as certified advice or official bank quotes
- Use FinHub for unlawful, fraudulent, or deceptive purposes
6. Intellectual property
FinHub branding, logos, page designs, and original content are owned by FinHub or its licensors. You may use the calculators for personal, non-commercial planning. You may not copy, resell, or redistribute our tools or branding without prior written permission, except as allowed by applicable law.
7. Advertising
FinHub may display third-party advertisements, including Google Ads. Advertisers are responsible for their own offers and claims. Clicking an ad may take you to a third-party website governed by that party’s terms and privacy practices. FinHub is not responsible for third-party products, services, or content.
8. Disclaimers
The website and calculators are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, non-infringement, or uninterrupted availability. We do not warrant that results will be error-free or suitable for your circumstances.
9. Limitation of liability
To the maximum extent permitted by law, FinHub and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or opportunity arising from your use of (or inability to use) the site or reliance on calculator outputs. Where liability cannot be excluded, it is limited to the greater of INR 1,000 or the amount you paid us (if any) for access in the 12 months before the claim.
10. Indemnity
You agree to indemnify and hold harmless FinHub and its operators from claims, losses, and expenses (including reasonable legal fees) arising from your misuse of the site, violation of these terms, or infringement of third-party rights.
11. Governing law
These terms are governed by the laws of India, without regard to conflict-of-law rules. Courts in India shall have exclusive jurisdiction over disputes arising from these terms or your use of FinHub, subject to any mandatory consumer protections that apply to you.
12. Changes
We may revise these Terms & Conditions at any time. The updated date will be shown at the top of this page. Continued use after changes constitutes acceptance of the revised terms.
13. Contact
Questions about these terms: dj4385@gmail.com
Business identity and contact details are listed on our About page.